.home-nav{z-index:100;-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--border);background:#071327b3;justify-content:space-between;align-items:center;padding:12px clamp(18px,5vw,72px);display:flex;position:sticky;top:0}.home-nav-logo{color:var(--text);letter-spacing:-.02em;font-family:Unbounded,Manrope,sans-serif;font-size:1.1rem;font-weight:700;text-decoration:none}.home-nav-links{align-items:center;gap:var(--space-3);display:flex}.home-nav-login{color:var(--muted);border-radius:999px;padding:8px 14px;font-size:.92rem;font-weight:500;text-decoration:none;transition:color .18s,background .18s}.home-nav-login:hover{color:var(--text);background:#ffffff0f}.home-nav-cta{border:1px solid var(--accent);color:var(--accent);border-radius:999px;padding:8px 18px;font-size:.92rem;font-weight:600;text-decoration:none;transition:background .18s,color .18s;display:inline-block}.home-nav-cta:hover{background:var(--accent);color:#041220}.home-nav-link{color:var(--muted);border-radius:999px;padding:8px 14px;font-size:.92rem;font-weight:500;text-decoration:none;transition:color .18s,background .18s}.home-nav-link:hover{color:var(--text);background:#ffffff0f}@media (width<=520px){.home-nav-link,.home-nav-cta{display:none}.home-nav-login{color:var(--accent);border:1px solid var(--accent);padding:8px 14px;font-size:.92rem}}.home{z-index:1;gap:var(--space-7);padding-bottom:var(--space-7);display:grid;position:relative}.home-hero{padding:clamp(48px, 10vw, 120px) clamp(18px, 5vw, 72px) var(--space-6);text-align:center;animation:.7s both homeFadeUp}@keyframes homeFadeUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}.home-hero-inner{max-width:800px;margin:0 auto}.home-badge{color:#bcffed;letter-spacing:.04em;background:#206f5e40;border:1px solid #92ffe585;border-radius:999px;padding:8px 18px;font-size:.86rem;font-weight:600;display:inline-block}.home-hero-title{margin:var(--space-5) 0 0;letter-spacing:-.02em;font-family:Unbounded,Manrope,sans-serif;font-size:clamp(1.6rem,5.6vw,3rem);line-height:1.22}.home-accent{color:var(--accent)}.home-hero-subtitle{margin:var(--space-4) auto 0;max-width:640px;color:var(--muted);font-size:clamp(1rem,3.4vw,1.18rem);line-height:1.6}.home-experience{margin-top:var(--space-5);align-items:center;gap:var(--space-2);flex-direction:column;display:flex}.home-experience-toggle{border:1px solid var(--border);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#0818308c;border-radius:999px;gap:4px;padding:4px;display:inline-flex}.home-experience-btn{appearance:none;color:var(--muted);cursor:pointer;background:0 0;border:none;border-radius:999px;padding:10px 22px;font-family:inherit;font-size:.95rem;font-weight:600;transition:background .18s,color .18s}.home-experience-btn:hover{color:var(--text)}.home-experience-btn.is-active{color:var(--accent);background:#57f0dd29}.home-experience-hint{text-align:center;max-width:560px;color:var(--muted);margin:0;font-size:.92rem;line-height:1.5}.home-hero-ctas{margin-top:var(--space-5);gap:var(--space-3);flex-wrap:wrap;justify-content:center;display:flex}.home-hero-cta{cursor:pointer;border:none;border-radius:999px;justify-content:center;align-items:center;gap:8px;min-width:220px;padding:16px 28px;font-family:inherit;font-size:1.05rem;font-weight:700;text-decoration:none;transition:transform .2s,filter .2s,background .2s,border-color .2s;display:inline-flex}.home-hero-cta--primary{background:linear-gradient(120deg, var(--accent), #35c0ef);color:#041220}.home-hero-cta--primary:hover{filter:brightness(1.06);transform:translateY(-2px)}.home-hero-cta--secondary{border:1px solid var(--accent);color:var(--text);background:#08193399}.home-hero-cta--secondary:hover{background:#57f0dd1f;transform:translateY(-2px)}.home-section{width:100%;max-width:960px;margin:0 auto;padding-inline:clamp(18px,5vw,72px);animation:.6s both homeFadeUp}.home-section:nth-child(2){animation-delay:.15s}.home-section:nth-child(3){animation-delay:.3s}.home-section:nth-child(4){animation-delay:.45s}#allocation{scroll-margin-top:60px}.home-section-title{text-align:center;margin:0;font-family:Unbounded,Manrope,sans-serif;font-size:clamp(1.2rem,4.4vw,1.8rem);line-height:1.3}.home-section-subtitle{margin:var(--space-3) auto 0;text-align:center;max-width:600px;color:var(--muted);font-size:1.02rem;line-height:1.55}.home-controls{margin-top:var(--space-6);gap:var(--space-5);display:grid}.home-control-group{gap:var(--space-2);display:grid}.home-label{color:var(--muted);font-size:.95rem}.home-label strong{color:var(--text);font-size:1.1rem}.home-range{accent-color:#57f0ddc7;cursor:pointer;width:100%;height:6px}.home-range-labels{color:#95afcb;justify-content:space-between;font-size:.8rem;display:flex}.home-goal-buttons{gap:var(--space-3);display:grid}.home-goal-btn{align-items:flex-start;gap:var(--space-3);text-align:left;border:1px solid var(--border);border-radius:var(--radius-md);width:100%;padding:var(--space-4);color:var(--text);cursor:pointer;appearance:none;background:#0f274db3;transition:transform .22s,border-color .22s,background-color .22s,box-shadow .22s;display:flex}.home-goal-btn:hover{background:#12305ccc;transform:translateY(-2px)}.home-goal-btn.is-active{border-color:var(--accent);background:#143864d9;box-shadow:0 12px 28px #18c3b138}.home-goal-btn:focus-visible{outline:2px solid var(--accent);outline-offset:3px}.home-goal-icon{flex-shrink:0;margin-top:2px;font-size:1.6rem}.home-goal-btn strong{font-size:1.06rem;display:block}.home-goal-btn small{color:var(--muted);margin-top:4px;font-size:.9rem;line-height:1.4;display:block}.home-chart-wrap{margin-top:var(--space-5)}.home-chart-wrap svg{overflow:visible}.home-chart-tooltip{border:1px solid var(--border);border-radius:var(--radius-sm);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#061226f2;align-items:flex-start;gap:10px;max-width:280px;padding:12px 16px;display:flex}.home-chart-tooltip-dot{border-radius:50%;flex-shrink:0;width:12px;height:12px;margin-top:3px}.home-chart-tooltip strong{font-size:.95rem;display:block}.home-chart-tooltip-pct{color:var(--accent);margin-left:6px;font-weight:700;display:inline-block}.home-chart-tooltip-desc{color:var(--muted);margin:4px 0 0;font-size:.84rem;line-height:1.4}.home-legend{margin-top:var(--space-4);gap:var(--space-2);display:grid}.home-legend-item{align-items:center;gap:var(--space-2);border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);padding:10px 14px;display:flex}.home-legend-dot{border-radius:50%;flex-shrink:0;width:12px;height:12px}.home-legend-label{flex:1;font-size:.95rem;font-weight:500}.home-legend-pct{text-align:right;min-width:40px;font-size:1rem;font-weight:700}.home-risk-badge{white-space:nowrap;border-radius:999px;padding:3px 10px;font-size:.76rem;font-weight:600}.home-risk-low{color:var(--success);background:#6fe7a426}.home-risk-medium{color:var(--accent-2);background:#ffcb7326}.home-risk-high{color:var(--danger);background:#ff8d8d26}.home-cards{margin-top:var(--space-5);gap:var(--space-3);display:grid}.home-card{border:1px solid var(--border);border-radius:var(--radius-md);padding:var(--space-4);background:var(--surface);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);transition:transform .22s,border-color .22s}.home-card:hover{border-color:#57f0dd66;transform:translateY(-2px)}.home-card-icon{color:var(--accent);margin-bottom:var(--space-3)}.home-card h3{margin:0;font-size:1.1rem;font-weight:700}.home-card p{margin:var(--space-2) 0 0;color:var(--muted);font-size:.95rem;line-height:1.55}.home-cta{padding-block:var(--space-6);border-top:1px solid var(--border)}.home-cta-form{margin-top:var(--space-5);gap:var(--space-5);max-width:560px;margin-inline:auto;display:grid}.home-cta-row{gap:var(--space-2);display:grid}.home-input-wrap{position:relative}.home-input{border-radius:var(--radius-sm);width:100%;min-height:50px;color:var(--text);background:#04102399;border:1px solid #aec9ea73;padding:0 16px;font-family:inherit;font-size:1rem}.home-input:focus-visible{outline:2px solid var(--accent);outline-offset:2px}.home-input.is-error{border-color:var(--danger)}.home-input-error{color:var(--danger);margin-top:6px;font-size:.85rem;font-weight:500;display:block}.home-submit-btn{border-radius:var(--radius-sm);background:linear-gradient(120deg, var(--accent), #35c0ef);color:#041220;cursor:pointer;border:none;min-height:50px;font-family:inherit;font-size:1.05rem;font-weight:700;transition:transform .2s,filter .2s}.home-submit-btn:hover:not(:disabled){filter:brightness(1.05);transform:translateY(-2px)}.home-submit-btn:disabled{opacity:.7;cursor:not-allowed}.home-form-error{text-align:center;color:var(--danger);font-weight:600}.home-cta-success{text-align:center;padding:var(--space-6) var(--space-4)}.home-cta-success-icon{width:56px;height:56px;color:var(--success);margin-bottom:var(--space-3);background:#6fe7a42e;border-radius:50%;justify-content:center;align-items:center;font-size:1.6rem;display:inline-flex}.home-cta-success h2{margin:0;font-family:Unbounded,Manrope,sans-serif;font-size:1.4rem}.home-cta-success p{margin:var(--space-2) 0 0;color:var(--muted)}.home-footer{padding:var(--space-4) clamp(18px, 5vw, 72px);border-top:1px solid var(--border);width:100%;max-width:960px;margin:0 auto}.home-footer p{color:#c3d3e9b3;margin:0;font-size:.85rem;line-height:1.5}.home-footer p+p{margin-top:var(--space-2);color:#c3d3e980;font-weight:500}@media (width>=760px){.home-goal-buttons{grid-template-columns:repeat(2,minmax(0,1fr))}.home-cta-row{grid-template-columns:minmax(0,1fr) auto}.home-submit-btn{padding-inline:28px}.home-cards{grid-template-columns:repeat(3,minmax(0,1fr))}.home-legend{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width>=1024px){.home{gap:var(--space-7)}.home-hero{align-content:center;min-height:min(52svh,540px);display:grid}}.home-risk-buttons{gap:var(--space-3);grid-template-columns:1fr;display:grid}@media 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